PROTECTING YOUR FUTURE

Of course, once we have sourced the most appropriate mortgage product, it is equally important to protect the things that are most important to you:

• Your family
• Your home
• Your income
• Your standard of living
• Your possessions

IMA Associates can help in all of these areas with expert and impartial advice in how to protect your future.

TYPES OF PROTECTION

BUILDINGS AND CONTENTS
We will find the most suitable cover to ensure that your home and its contents are insured against fire, loss, damage or theft.

LIFE COVER
As people live longer and the rate of advancements in medical procedures accelerated, life cover is the most cost effective it has ever been, paying a tax free lump sum upon death.  If you currently have no cover or have any existing policies, it is worth reviewing to see if you can save some money.

CRITICAL ILLNESS COVER
Pays a tax free lump sum upon diagnosis of a critical illness.  Should you be diagnosed with cancer or suffer a heart attack or stroke, the policy will pay out a lump sum in order to repay your mortgage.

REDUNDANCY COVER
Pays your mortgage and associated costs, should you be made redundant from work.

ACCIDENT & SICKNESS COVER
Pays a monthly benefit should you be unable to work through accident or sickness.

INCOME REPLACEMENT
Should you be unable to attend your place of work, this policy will pay you a monthly income until you return.  Unlike accident and sickness cover, it will pay until you return to work, however long that may be.

PRIVATE MEDICAL INSURANCE
By taking out private medical insurance, you will receive the best medical care in a wide variety of private hospitals.